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Home Equity Line Of Credit

Whether you're hoping to update the kitchen, remodel the bathroom, or simply pay off some high-interest debt, our Home Equity Line of Credit can help make it happen with interest-only payments for the first 10 years*. Lines of credit up to $500,000. Includes no application fees, no annual fees, and the options to pay down the principal without penalty.

How to Apply

For a Home Equity Line of Credit application please visit our branch office, send a secure email to lending@bienestarfcu.org  or call us at 866-724-6328.

*Restrictions may apply. Maximum LTV or CLTV = 90%. The monthly payments during the 10-year draw period are calculated based on the interest due on the outstanding loan balance. Borrowers may make principal balance payments during the 10-year draw period. Following the 10-year period, the required payment will be calculated based on the principal & interest (P&I) due to pay-off the HELOC balance over a 15-year amortization period. Home Equity loans only available on properties titled in the U.S. Equal Housing Lender