Auto Loans

48 Months
as low as
4.50% APR*

Auto Loans

60 Months
as low as
4.85% APR*

Share Certificates

36 Months
as high as
3.82% APY*

IRA

6 Months
as high as
4.13% APY* 

Personal Loans

36 Months
as low as
10.75% APR*
All Rates

Committed to Your Financial Wellness

Helping people live healthier financial lives

Helping people live healthier financial lives

 We’re proud to serve those who make the world a better, healthier place. It’s our goal to support financial wellness and meet each member’s unique financial needs. We do that with carefully designed financial products and services – to help members everywhere create a healthier financial future for themselves as well as those they love and protect.

MEMBERSHIP IS A PARTNERSHIP

Employers

Enhance your employee benefits package at no cost and provide your employees the gift of membership eligibility at Bienestar FCU by becoming a Strategic Partner.

Individuals

Proudly serving worldwide employees and retirees of the Pan American Health Organization (PAHO) and World Health Organization (WHO), Georgetown University faculty and staff, George Washington University Employees, employees of MedStar Georgetown University Hospital, MedStar Health Faculty and Community Practice Network, employees and family members MedStar Corporation, Washington Hospital Center, National Rehabilitiation Hospital, Visiting Nurse Association, and any Medstar employees in the Washington DC metropolitan area, The Fruit Tree Planting Foundation employees, Columbia Plaza employees and any current member’s family.
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Reminder: Protect Yourself from Phishing Scams

Bienestar FCU will never call, text, or email asking for your card numbers, expiration date, CVV, passwords, PINs or other personal information. If you receive such a call, hang up and report it immediately by calling 202-974-3453.

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HEMA Federal Credit Union Merges Into PAHO/WHO Federal Credit Union

Members of Healthcare Employees Mid-Atlantic (HEMA) Federal Credit Union voted on July 10, 2026, to approve a merger with PAHO/WHO Federal Credit Union, effective September 1, 2026. Today, the combined credit union begins a new chapter as Bienestar Federal Credit Union.

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walk for health

Proud to Support PAHO's 22nd Annual Walk for Health

Bienestar Federal Credit Union is proud to continue its support of the 22nd Annual Pan American Health Organization (PAHO)  Walk for Health, which will be held on Sunday, September 27. 

 

Financial Wellness Matters

It’s your money. We’re here to help you get the most out of it. 
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5 Steps to Take Today to be Retirement Ready Tomorrow

Prepping for retirement can seem complicated, with Social Security choices to make, investment strategies to approve, and long-term planning to facilitate. But there are five things you can do right now to help you be retirement-ready in the future. 

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Expenses That Can Drain Your Retirement Savings

Start your journey to a healthier financial life with the Financial Wellness Minute! Quick tips and advice designed to help improve your financial wellness.  Let’s look at the expenses that could drain your retirement savings.

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5 Ways to Unlock Financial Freedom

A startling 63% of U.S. households cannot pay a $400 bill with cash, according to the U.S. Bureau of Labor Statistics. With numbers like that, it’s easy to see why money causes so much stress for so many families. To help you avoid some of that stress, let’s examine five ways to unlock financial freedom that don’t require a second job or being born rich.  

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